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Buying a Car as a Disabled Person

By: Jonathan Webb - Updated: 11 Nov 2017 | comments*Discuss
 
Car Disabled Disabled Badge Money

Disabled drivers looking to buy a new car have to take a number of things into consideration before making this significant purchase.

Adapting Your Car

Firstly it is important to find a model that can accommodate your disability including, if necessary, how easy it would be to convert it so that it would be possible for you to drive it. This can include something relatively simple like buying an ordinary car with automatic transmission if you happen to have limited use of one of your legs or arms, so as to avoid the need to make regular use of a clutch or gear stick. At the other end of the scale, you may need to have more substantial adaptations made to the vehicle in order that you may be able to drive it. These can be things such as hand controls for acceleration and braking, useful for wheelchair users, along with having pedals moved to suit your needs.

Sometimes a manual car can be driven by a disabled driver without having to be adapted. This can be, for example, if someone suffers from kidney disease, or something similar, where a disabled badge holder needs to park near to their destination because they can become tired very rapidly when walking.

Financial Assistance

To help disabled driver with the expense of buying a new or second hand car, the Motability Scheme has been set up which assists disabled drivers in purchasing or leasing a car which they can afford. This is possible by turning all or part of the mobility component of your Disability Living Allowance into the car of your choice. By using the Motability Scheme you will have no waiting lists, no credit checks and will not require an assessment.

If you decide to take the higher purchase route you will then become responsible for agreeing a price with the car dealer in addition to making sure that the car is covered by insurance. The term of the higher purchase can last from between 3 years and 5 years. After this period the car will belong to you.

Car prices regarding the Motability Scheme are updated every three months, but you will pay the price the car was registered at when you ordered it, even if that price subsequently rises before you collect the car. On some model of cars it may not even be necessary to make an advance payment.

If, because of money worries, you would find purchasing a car, or having a car adapted, difficult, Motability may be able to offer you some financial assistance. The Motability Scheme can provide a grant through their charitable fund or through the specialised vehicle funds that they administer on behalf of the government.

Should you wish to have the work to get the car adapted carried out yourself it is important to have at least two, but preferably three, quotes to get the work done.

Once you have received the quotes, which should be in writing to avoid any confusion or misunderstandings later, you should factor this in to your budget that you are using to purchase a car. Also ensure that the car you wish to purchase is capable of accepting these modifications, so you are not left with a nice new car that you are unable to drive.

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A man has a blue badge and always drive expensive car. The car is usually a VOLVO, then after a period of a year or two, he crashed the car always in the front side, nothing big, but the car is damage, always in the same part of the car,then he buy the car for 'peanuts' at a very reduce price. The whole family and relatives are getting the benefit of this strange practice. This week another VOLVO and the same type of damage, front right side, not a great damage. I think he isat the end of the contract. Is this a comun practice ? it's decent behaviour ? I think the facility for disabled people to buy a car is wonderful, but the behaviour above is not right.
alfonso - 11-Nov-17 @ 4:37 AM
Hi I’m just enquiring if there is any help with buying a new car. My husband has a disabled badge as he was diagnosed with stage four lung cancer and his car is coming to the end of its life and we would like to know if he would receive any help with the purchase. He dosnt receive any other medical help financially apart from having the blue badge. I will await to hear from you
Karm - 5-Nov-17 @ 1:36 PM
hi. my daughter is disabled she will turn 3 in november. im thinking of buying a big car (have 4 children) that has wheelchair access because my daughter cannot walk at all and needs urgent care (specially in winter times) i can't afford to buy a car as i'm a single mum. she gets higher rate care component at the moment and i care for her. how can i buy a car without spending alot?
dilcet - 3-Sep-17 @ 8:26 PM
Richy- Your Question:
Hello, I'm currently receiving standard pip mobility and daily living benefits. My car is old and needs a lot of work plus it's expensive to insure and run. Is there any scheme or help for someone in my circumstances as I can walk over 20m but not much more so need a car to enjoy independence. Thanks, Graeme.

Our Response:
You can see more via the Motability link here which should tell you whether you are eligible.
DisabledTravelAdvice - 6-Jul-17 @ 9:49 AM
Hello, I'm currently receiving standard pip mobility and daily living benefits. My car is old and needs a lot of work plus it's expensive to insure and run. Is there any scheme or help for someone in my circumstances as I can walk over 20m but not much more so need a car to enjoy independence. Thanks, Graeme.
Richy - 4-Jul-17 @ 11:23 AM
Hi 22 Dec2016 my left leg disabled in incident and also my wife was died I have 5 children I have money and no sorce I mead Automatic comercil van for earn please help me best regards Ehsan
Billoo - 29-Jun-17 @ 4:55 PM
I am horribly depressed. I received my social security letter yesterday.i am going to receive it, as I kept reading, it states I can no longer drive due to illness with my legs. Just 2.5 yrs ago lost my trucking life now this. I don't know if I can ever aford this.I'm curous on the price,seems like a dream.
Jkc - 27-Jun-17 @ 6:48 PM
I'm on standard mobility and high daily living we need a family car has we can't afford to buy one please I need help
Romeo - 3-Jun-17 @ 10:44 AM
I'm on standard mobility and high daily living we need a family car has we can't afford to buy one please I need help
Saf - 3-Jun-17 @ 10:42 AM
Hi. I currently get PIP but don't get mobility as it is my shoulders that are effected. I can walk but not for long distances and I'm finding it really hard to change gears and close my boot but I just can't afford a new car. Is there anyway I can get help? X
Sarah - 29-May-17 @ 5:48 PM
Approaching to your honor, it is submitted that I am Disable Person. it is too difficult for me to come inwork and go back to home. I want to buy a vehicle duty free scheme.Govt. allowed up to 1350 cc ,therefore, requested please help me for buy a VEHICLE under 1350 ccJAPAN I AUTOMATIC(my left leg is polio effected) to overcome this problem.Kindly tell me how i will be purchase ( i have 5 lac rupees Pakistani)I will be thankful to you
pj - 9-May-17 @ 8:34 PM
For finding car with spacial for desiable person
modest - 20-Apr-17 @ 12:30 PM
Approaching to your houour, it is submitted that I am Disable Person and working as Book Binder (BPS-04) against disable quota in the Survey of Pakistan, Rawalpindi. being a low paid employee, it is too difficult for me to come in the office for office work and go back to home. I want to buy a vehicle but I have no any saving for buy vehicle. It is therefore, requested please help me for buy a VEHICLE 660 CC JAPANI AUTOMATIC to overcome this problem. I will be thankful to you from the cores of my heart for this noble act of kindness and pray for you & your children during my life, please.
ATIF - 3-Mar-17 @ 10:30 AM
I'm end of a car so bad I been for help with getting me one... Do I can get around to my Dr appointment
Marreshia - 20-Feb-17 @ 8:41 PM
I am a disable and I need a car for my daily work so that I can get something to eat
Tifa - 2-Feb-17 @ 10:11 AM
Iam a disable and I need a car for my daily work. I need any one who can help to get the car
tifa - 2-Feb-17 @ 10:06 AM
I like briving im disable
Dedeline - 25-Jan-17 @ 8:46 PM
Hi, I'm disabled and someone slid into my car and then it was totaled.The total insurance check I got was $2150, but I do not feel comfortable buying a car on Craigslist or other shady site.I have a dealer in mind and I'm starting a new job tonight, I have a rental car from this person's insurance company, but after that, I will have nothing.Please contact me as I want a somewhat reliable form of transportation from a wholesale car dealer.But, I need maybe $1000 to $2000 to get the reliable transportation.Ask you please contact me if you can help me.
Eric - 9-Jan-17 @ 10:58 PM
I m disable person unabble to walk my legs are not working i want a car plz inform me aboute that car
Shah - 6-Jun-16 @ 8:19 AM
Cabeca de Vaca - Your Question:
My mother recently had a Stroke where she no longer is able to walk. Her wheelchair is quite a chunky one and will not fit in my car. Will I be able to apply for a mobility car for me to drive her around? All this is very new to me and I don't know what to do.

Our Response:
You can find out more via the Citizens Advice link here.
DisabledTravelAdvice - 25-May-16 @ 2:50 PM
My mother recently had a Stroke where she no longer is able to walk. Her wheelchair is quite a chunky one and will not fit in my car. Will I be able to apply for a mobility car for me to drive her around? All this is very new to me and I don't know what to do.
Cabeca de Vaca - 25-May-16 @ 9:15 AM
I m a disable person in Pakistan .I want a used car .car modify for disable person my both foots is paralize. I need hand control car .same body tell me how can import a car in Pakistan .
ahsaan - 12-Mar-16 @ 4:57 PM
Padon - Your Question:
I am trying to find out what concessions there are for a disability scooter. I am 81yrs old and severely disabled. I am thinking of buying a scooter and would like to know if parking on yellow lines is possible as it was with my blue badge when I drove a car. Further, does a scooter qualify for the same parking concessions in council car parks as does a motor vehicle. I am in receipt of the higher level of DLA Mobility. Any info would be appreciated. Thank you. Padon.

Our Response:
You can access the answers to your question via the gov.uk site: 'mobility scooters and powered wheelchairs: the rules', link here. I hope this helps.
DisabledTravelAdvice - 25-Aug-15 @ 12:10 PM
I am trying to find out what concessions there are for a disability scooter. I am 81yrs old and severely disabled. I am thinking of buying a scooter and would like to know if parking on yellow lines is possible as it was with my blue badge when I drove a car. Further, does a scooter qualify for the same parking concessions in council car parks as does a motor vehicle. I am in receipt of the higher level of DLA Mobility. Any info would be appreciated. Thank you. Padon.
Padon - 24-Aug-15 @ 5:39 PM
@Heather - I'm afraid we can't be seen to recommend individual companies - but I'm sure if you search online it will throw some local reputable traders up.
DisabledTravelAdvice - 3-Feb-15 @ 2:52 PM
Hi, I have spent the weekend searching for disabled cars to buy online. My parents require one as they are starting to find iut harder and harder to get out. They need one that has a good level of storage in the back. Is it best to go local to a small store with a personal service? They would need the car taken to them for the test drive so Im thinking a larger company may not offer this personal touch. Located In Cotswolds Minchinhampton at the moment but moving to flatter terrain in March! Thanks
HeatherManz - 2-Feb-15 @ 2:50 PM
Hi , can anybody tell me how can I transfer my reg car to adapting car .or if any place selling small adapting car ? Thank you so much
Danny - 9-Sep-14 @ 10:00 PM
I am going through a divorce at the moment. I need to give back a motability car but have no idea what type of 2nd hand car to buy. Any advice truly appreciated on both. I'm still cohabiting with my husband because I have no choice in the matter. I have been both physically & emotionally abused. He has drained my finances so that I have very little in the way of security.
Mo_201 - 25-Aug-14 @ 1:42 AM
Dear Friends am physically disabled my right leg is leaping, I have a very big harp at my back my movements have become so difficult a just with a sport of a stick,now days moving in public means also has became difficult some times people don't want to take me because I have difficulties with entering into vehicles until when my fiend advised me to look for possible ways.I would be very happy to get assisted
Dear - 21-May-14 @ 9:37 AM
MY DAUGHTER IS PHYSICALLY INFIRM. CAN EITHER MYSELF OR MY DAUGHTER CLAIM THE INTEREST PAID ON THE LOAN FOR PURCHASING THE VEHICLE FOR MY DAUGHTER (DISABLE PEOPLE) ON OUR PERSONAL INCOME TAX RETURN?
KIWIK - 26-Mar-14 @ 11:14 PM
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